Sometimes life throws you with obstacles that made you stronger

And you wonder why you made a stupid mistake instead, instead of responding to wry and peering eyes that despise you , You step back and step forth again boldly. Life Goes on .

I remember the last time I made my own effort to learn to ride a bicycle on my own, borrowing a kid’s bike near by and started to peddle away and balancing act every time I fall or  When I took out a type writing manual and learn to type write myself .

I wonder in dismay my perseverance sometimes in other aspects why I should have just push my head and do it instead of dwelling in maze disillusionment ; perhaps I am a bit cooked up mentally sometimes.

When I decided I wanted to pursue that , I went out to do it.

So my next plan , is just to go do it , don’t think so much along the way.

Disappointment that deemed to come just let it be , to never dwell it in .

When I find the room I am dwelling is with negativity , I move somewhere else, when some one said an unpleasant word , I get out , never to respond

In anger, as the person gets power over me because of bringing some issues in me. When that never works, I work out a plan and pray constructively.

1)      Acknowledge the impact of inflation

 Change your paradigm. Recognise the existence of the inflation  and understand the damage  it can do to your created wealth. Without seeing  the problem , you will never feel the need to take any action.

2)      identify the time horizon  of your investment portfolio

many people think that their investment  time horizon is equal to the difference between  their current  and their desired  retirement age.

So if you are 50 and plan to retire at  55 , you will think that  your investment time  horizon is 5 years . Therefore you may fail  to take inflation into consideration into your retirement  income planning as you   think that you have a short time horizon. The truth is that  inflation  continues well beyond your retirement age. As a result , if you die  at 80 , your actual time horizon  is  30  years  (80-50=30).

3)      Invest into inflation – hedged investment 

Once you  know your  actual time horizon, now you can afford to invest into some  long term investment that will grow faster  than inflation . For example, properties and equities. You don’t  need to put all your investment into  these investments. You can always structure  to a balanced portfolio investment  to grow faster  than inflation  after considering  your cash flow requirement.

I Just want to tell you , I didn’t meant to agitate you nor give u a fuss. But that’s what I am facing right now, its bad to unload with you right now. So Sorry , my Emotional quotient have not surface well enough to stand by you strong enough. ;(

A bad day is not an excuse for my emotions and mood swings to go way wired. Negativity surround me that strong , I need to breakaway. Yours was a pretty convenient outlet I shouldn’t have let go .

Cos I found you in unlikely places , I should be grateful for you , instead tiny puny whiny insecurity eats me through.