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Randall Parker
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Special Edition: Philippine Peso vs. Dollar Valuation

I posted this information in response to a question posted in Yahoo!Groups, " LivingInThePhilippines3." I thought that it would be appropriate to share here. Enjoy!The peso and dollar should fluctuate within a narrow range for the rest of this year, at least through the time of the Amer...Read more

about 12 years ago 0 likes  0 comment  0 shares

Insurance: How to Protect Yourself

Insurance baffles many people. Some insurance you are "forced" to carry, such as basic coverages for auto liability and homeowner's insurance, and other coverages you want, but may not be able to afford, such as health and disability insurance, and of course, coverage you hope never to have to use, such as life insurance. Today, we will discuss the risk transfer aspects of insurance, so we will be dealing with those areas of protection that can keep you and your family out of harm's way financially, throu...Read more

about 12 years ago 0 likes  0 comment  0 shares

Business: How to Incorporate/Form LLC

This week, we will follow-up the previous post regarding business structure. As you can imagine, my advice regarding business structure is almost always a recommendation to incorporate or form an LLC. While neither of these is all that difficult to complete, you must follow certain rules and procedures in order to do it properly. In addition, each state has its own rules, so I can only provide generic assistance in this forum. I highly suggest that you work with your accountant and attorney to decide which type of entit...Read more

about 12 years ago 0 likes  0 comment  0 shares

Personal Finance for Real People: Business Start-Up: Choosing the Right Structure#links

Personal Finance for Real People: Business Start-Up: Choosing the Right Structure#linksGet Paid to Blog About the Things You Love

about 12 years ago 0 likes  0 comment  0 shares

Personal Finance for Real People: First-Time Credit

Personal Finance for Real People: First-Time CreditGet Paid to Blog About the Things You Love

about 12 years ago 0 likes  0 comment  0 shares

Happy Tax Day!

Celebrate Good Times, Come On!Well, maybe not quite, for most of us. CPAs are working feverishly to complete those last tax returns and extensions, and looking forward to the company parties this weekend. For the rest of us, we may be relieved, broke, and/or worried now!Today's issue of "Personal Finance for Real People," sponsored by:Read more

about 12 years ago 0 likes  0 comment  0 shares

Credit: What is a FICO Score?

I didn't plan on bringing you another credit-related post so soon. In fact, I expected that I would probably be giving you a post on tax issues about now, but maybe I'll do another post on tax day for that one. Anyway, today we will talk about one of the greatest mysteries in the world of credit: The (dreaded) FICO Score!Today's Issue of "Personal Finance for Real People" Sponsored by:Read more

over 12 years ago 0 likes  0 comment  0 shares

Business Start-Up: Choosing the Right Structure

One of the first questions that I pose to anyone who wants to start a new business is "What will be the structure of your company? Will you incorporate, set-up an LLC/LLP, or operate as a partnership or proprietorship?" The answer to this question will provide the basis for setting the company's legal status as an entity. Today, we will review the most common types of business structure, and we will explore the advantages and disadvantages of each.This issue of "Personal Finance for R...Read more

over 12 years ago 0 likes  0 comment  0 shares

Personal Savings: How to Start

If you are like most people (most of you are), you find it hard to put money away in savings with any regularity, and even if you do put money away, you have trouble keeping it there and building it to any sizeable amount. Today, we will explore ways of building your savings and protecting yourself from yourself.When we speak of savings, we must keep in mind all of the reasons that we save money. We might put money aside for emergencies, or we might be saving for a major purchase (i.e. car, boat, house), or perhaps for major ne...Read more

over 12 years ago 0 likes  0 comment  0 shares

Investing: Dollar Cost Averaging

Happy New Week!Many people often ask me if I have any stock tips. Usually, they hope for some kind of inside information, as if I had a clue! My basic recommendation is that if you have less than $100,000 liquid, investible cash, don't worry about buying ANY individual stocks. Stick to a mutual fund with an above-average management team. The cost benefits and professional management outweigh the risk involved in trying to make a killing on an inside tip. We will talk about Mutual Funds in more detail in another post, but ...Read more

over 12 years ago 0 likes  0 comment  0 shares

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Languages Spoken
english
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male
Member Since
September 9, 2007