Randall Parker
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RUSS ALLRED: More ways to strategically grow a business

The four owners of a translating service were working themselves ragged by following their strategy of personal face-to-face service. They were aware of a request for a quote for Internet translating, but felt overwhelmed with their current workload. They did not respond to the request until they made a commitment to increase revenue by 500 percent. Translating online [...]

over 9 years ago 0 likes  0 comment  0 shares

An Open Letter to B. H. Obama

I sent this to Barack Hussein Obama prior to the 2008 Presidential Election in response to his website posting asking for input. I doubt that he ever read it, because he never called me to discuss its contents.

I thought you might enjoy reading this, so here you go!Mr. Senator:

While I agree with many of your goals, I have to disagree with your methods. You need to surround yourself with advisors who are non-political, and who really understand the driving forces around the economy, energy, foreign policy, immi...Read more

almost 12 years ago 0 likes  0 comment  0 shares

Bankruptcies Are On the Rise

According to recent news articles, bankruptcies are at their highest level since October 2005, with an average of 5,945 filings per day during the month of March. Adding to this the fact that 663,000Americans lost their jobs last month, indications appear to be that this number will only increase during the coming months.

While this is a shame, all too many people file bankruptcy when it is not their best financial option.Read more

almost 12 years ago 0 likes  0 comment  0 shares

Security Freeze - Protect Against ID Theft

Identity Theft is one of the fastest growing crimes. Over $50 billion is stolen each year via Identity Theft, and you need to protect yourself. One of the best ways to protect yourself is to lock-down your credit reports with a PIN number.

Read more

almost 12 years ago 0 likes  0 comment  0 shares

Flash: Congress Tries to Recapture Bonuses Through Taxes

In what may prove to be one of the most asinine attempts at penalizing people for doing their jobs, each house of Congress has passed (or is considering) new bills that penalize companies that have received Stimulus (Porkulus) money and the employees receiving bonuses under contract.

If you missed the news, the House version of the bill (HR 1586) would impose a 90% tax on companies paying bonuses, and the Senate version would impose an excise tax of 35% each on the company and the employee, if...Read more

almost 12 years ago 0 likes  0 comment  0 shares

This is the Perfect Time to Fix Your Credit

We have all read the headlines about the current economic crisis. We have seen the “Stimulus” packages passed. We have all wondered aloud, “What is in it for us?”

Well, on an individual basis, you may have a lot of ways to take advantage of the current economic situation. Opportunities abound if you have a fist full of cash and/or excellent credit. The sad reality is that most of us have neither. While I could write about a number of ways to fill your hands and pockets with cash, this article is about ...Read more

almost 12 years ago 0 likes  0 comment  0 shares

How the Stimulus Package Hurts Real Estate

We all know that the economic stimulus package exists because real estate crashed. Now, I am working on another article that will detail and explain how we got here, but that is a story for another time. The Economic Stimulus (Porkulus) Package contains several key provisions that directly affect real estate.Now, the Read more

almost 12 years ago 0 likes  0 comment  0 shares

Special: 12 American Solutions for Jobs and Prosperity

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about 12 years ago 0 likes  0 comment  0 shares

Can You Smell What the Prez Is Cooking?

Yes, my friends, the bacon is sizzling! The President's "porkulus" (stimulus) package passed with liberal colors during my absence. I'm not sure what kind of "change"this signifies. Democrats spending over $1.2 TRILLIONover the next ten years with one swipe of the pen doesn't sound like change to me, unless "bad to worse" counts as change in the Obama dictionary.I'm not sure what is the "real" crime in this bill. Could it be the fact that somehow they were abl...Read more

about 12 years ago 0 likes  0 comment  0 shares


To the loyal readers of "Personal Finance for Real People."

Randall Parker's article will not appear this week, as he is mourning the loss of his mother, Ann Brown Parker, who passed away in the early morning hours of February 20. She was 83 years of age. Coincidentally, February 20 also would have been Randall's father's 89th birthday. He passed June 21, 2006, at the age of 86.

Randall hopes to have an article prepared for next Saturday, February 28, 2009. Thank you for your understanding, kindness, and...Read more

about 12 years ago 0 likes  0 comment  0 shares


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September 9, 2007