At the beginning of each year your boss asks you to plan your vacation and tell him when you will be absent. This is a useful tool for your company since it will let them know when their employees are at work and when they will be on vacation. It also lets you take advantage of pre booking your vacation and taking advantage of cheaper rates. The only problem is that you have not put aside any money to pay your vacation and by the time you would have the funds together your vacation will be long over or the prices will be too high and maybe not available anymore. Now you face the difficulty, can you use cheap loans to finance your vacation or is it a calculation which will be more expensive due to the interest payments. In this case you should calculate the interest payments in advance and see how much you will have to pay back. If this will still result in a lower price than use a cheap loan to finance your vacation.
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