Every now and then people encounter financial problems which necessitate for mini-loans. Submitting an application for a mini-loan may be necessary to cover payments for emergency car repairs, tuition fees, emergency-room expenses or overdue utility bills, etc. So as to get value for your money, when you repay the loan decide on doing business with legal direct payday lenders only. These lenders offer special solutions for different natures of unforeseen costs. Some of these direct lenders even provide debit card paycheck loans, which is a kind of short-lived loan where the debit card is utilized as a form of security to prove that you can make the loan repayments. The key prerequisite for this loan category is that the borrower is a registered owner of a savings account with a linked debit card to the account. Applicants need to be at least eighteen years of age, since younger individuals are not considered legal qualifiers. A fast paycheck loan is attainable via the web and applicants can complete an e-application on the preferred lender website without difficulty. This method is extremely convenient compared to locating a local lender office for assistance. Customers will get to connect to online lenders directly and the funds asked for is instantly deposited to the preferred account, once their application is accepted. There are no compulsory requirements for faxed formalities, and the requestor's credit history is not scrutinized.